.head {  background-color: #000000}
.top {  background-color: #006699}
.menu {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; color: #44423D}
.text {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; color: #333333}
.copyright {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 10px; color: #44423d}
.APR {
	font-size: 16px;
	font-weight: bold;
}

.apply {
	float: right;
	vertical-align: top;
}