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CREDIT PROBLEMS

Many people have suffered credit problems. Such difficulties include:

Missed Credit Card / Loan Repayments
Defaults
County Court Judgements
Mortgage / Rent Arrears
Individual Voluntary Arrangement
Bankruptcy

We assist clients to obtain a competitive mortgage taking into account their credit problems.

Authorised and regulated by the Financial Services Authority registration number 300408. C.C.L. No. 322645.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

THE OVERALL COST FOR COMPARISON IS 5.5% APR. APR VARIABLE AND BASED ON A USUAL CASE. THE ACTUAL RATE AVAILABLE WILL DEPEND ON YOUR CIRCUMSTANCES. ASK FOR A PERSONAL ILLUSTRATION. EARLY REPAYMENT CHARGES WILL APPLY, THEY WILL VARY DEPENDING ON THE MORTGAGE YOU CHOOSE. ADDING EXISTING DEBTS TO YOUR MORTGAGE WILL BOTH EXTEND THE REPAYMENT TERM AND INCREASE THE OVERALL COST OF THE DEBT.

SECURED LOANS AND BUY-TO-LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL SERVICES AUTHORITY.

WE MAY CHARGE A FEE FOR ADVISING AND ARRANGING YOUR MORTGAGE, AN INDICATION OF THE FEE IS TYPICALLY £995. THE ACTUAL AMOUNT CHARGED WILL DEPEND UPON YOUR CIRCUMSTANCES. RYKNILD HOUSE, BURNETT ROAD, SUTTON COLDFIELD B74 3EL.

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